Travel Safety: Risk and What Insurance Covers

Boats tied up along a long pier at San Carlos City in the Philippines, the water flat and the far shore hazy

Oct 15, 2026

When the Coast Guard Cancels the Boat

The boats are still tied up at ten to six and nobody has told you anything yet. In Philippine waters the decision is not your operator's to make, which changes what you are owed and where the day goes. Here is how a called-off morning works.

The crater islet of Vila Franca do Campo off the Azores seen from the air, a near-circular ring of green rock with a round lagoon open to the sea inside it

Travel safety

Jan 8, 2026

Travel Insurance Explained

Travel insurance doesn't need to be confusing or anxiety-inducing. What it covers, when it matters, and when you can probably skip it.

Limestone islands enclosing a deep turquoise bay seen from above, dark reef showing under the shallows

Travel safety

Jan 3, 2026

Is It Safe to Travel There?

Most places most travelers worry about are fine. Here is how to figure out which ones are, and what the risks usually turn out to be.

Travel safety.

When the Coast Guard Cancels the Boat

Travel Insurance Explained

Is It Safe to Travel There?